Check your eligibility for our credit cards
- Checking won’t affect your credit score
- Get a response in 60 seconds
Mobile app
Manage your account on your smartphone or online
Contactless
Pay for up to £100 worth of items quickly and securely
Free text alerts
So you can stay in control of your money 24/7
Think Money Ltd is the credit broker for the thinkmoney Credit Card. Capital One is the lender, and they pay us for our services.
What’s QuickCheck?
We do a pre-check of your application with credit reference agencies. You can view this on your credit file but no-one else can.
- From 28.9% APR (variable)
- Won’t impact your credit score
- Get a ‘Yes’ or ‘No’ before you apply
Representative example
| Representative 39.9 APR (variable) |
Purchase rate 39.94% APR (variable) |
Assumed Credit Limit £1,200 |
Is it right for you?
If you're looking for a simple, straightforward credit card, with a manageable credit limit, thinkmoney could help.
You're more likely to be accepted for the thinkmoney credit card if you are:
- Over 18 and on the electoral roll
- Able to show history of managing credit
Borrow and spend responsibly.
Top features
- One interest rate for all transactions
- Credit limit up to £4,000
- It could help rebuild your credit score if you meet your monthly repayments and stay within your credit limit. Not doing so could harm your credit rating
- Add up to three additional cardholders - you can then keep track of their spending. Remember, you’re responsible for all transactions on the account
Can I apply if I have a bad credit rating?
You may still be accepted for a thinkmoney Credit Card if your credit rating isn't perfect - even if you have CCJ's or defaults. Use QuickCheck to see if you'll be accepted before you apply - it won't affect your credit rating.
I've been declined for credit in the past, does this mean I won't be accepted?
Not necessarily, no. We'll make a decision based on all the information you and the credit reference agencies give us. Even if you have a bad credit history, you may still be eligible for the thinkmoney Credit Card. Use our QuickCheck to see if you'll be accepted before you apply.
What’s the credit limit?
The thinkmoney Credit Card comes with an easy to manage credit limit from £200 up to £4,000.
What information will I need when I apply?
We'll ask for your personal details, including your addresses for the last two years. We'll also ask your employment status and the time you've been with your bank.
The thinkmoney Credit Card is issued by Capital One (Europe) plc.
Think Money Ltd, Registered office: Think Park, Mosley Road, Trafford Park, Manchester, M17 1FQ. Registered in England and Wales, (Company number 5530040).
Mastercard® is a registered trademark of Mastercard International Incorporated. Capital One® is a registered mark of Capital One. Capital One (Europe) plc. Registered Office: Trent House, Station Street, Nottingham NG2 3HX.